Select the card that best suits your needs:
No Fee1 BMO University of ݮƵ AIR MILES®† Mastercard
Get 2X the Miles for every $20 spent at AIR MILES Partners.2 Get 1 Mile for every $20 spent everywhere else.3
Limited time offer: Get 800 AIR MILES Bonus Miles.4
No Fee1 BMO University of CashBack® Mastercard
Limited time offer: Get 5.0% cash back on all your card purchases in your first 3 months.5
After your first 3 months, get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!6A,6B,6C,6D
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Terms and conditions
BMO AIR MILES World Elite Mastercard applications must be received between March 24, 2025 and June 1, 2026 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period, and existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for the Offers.
$1,000 in value is made up of:
a) Up to 7,000 AIR MILES Bonus Miles (up to $730 in value with Cash Miles)
Eligible approved applicants will receive:
i. A bonus of 3,000 Bonus Miles will be applied to the primary Credit Cardholder’s Collector Account 110 days after the credit card account open date after you spend a minimum of $4,500 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days after the account open date.
ii. A further bonus of an additional 2,000 Bonus Miles will be applied to the primary Credit Cardholder’s Collector 180 days after the account open date when you spend a minimum of $10,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 180 days after the account open date.
iii. An additional bonus of 2,000 Bonus Miles will be applied the primary Credit Cardholder’s Collector 365 days after the account open date when you spend $20,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 365 days after the account open date.
iv. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Welcome Offer per Collector Number.
Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Bonus Miles to be credited to your AIR MILES primary Credit Cardholder’s Collector Account provided the account is open and in good standing. If the Credit Card is cancelled within 365 days from the date it was opened, all Bonus Miles earned within that period may be cancelled.